Thursday, February 3, 2011

Why do I sell real estate?

Coming from a background of interior design, I was already helping families make their home attractive and comfortable to fit their lifestyle.  Every customer had a different budget for me to work honor.
Sometimes to help make the renovation possible the homeowner had to invest some sweat equity to make the numbers work.  In the end the project was completed and the homeowner was pleased.
Moving into real estate was a smooth transition.
I still have to honor a client's budget to help them accomplish their dream. It's not unusual for clients to start out wanting specific criteria and after looking at several homes decide that they want something entirely different. That's OK!
It can be a process of self discovery.  I understand and find the task enjoyable because in the end they have to live in the home not me. It has to be just the right house for them to call home.
That's why I like what I do.  Help families find just the "right" home.
For area information of real estate in Daytona Beach, Ormond Beach homes for sale, vacation homes, golf course homes, ocean front homes, river front homes and new homes go to:
http://www.beachhomesdaytona.com

Experienced mortgage originator.

MILES REYNOLDSCONTEMPORARY MORTGAGE SERVICES, INC PROFILE Serving Volusia and Flagler Counties and all of Florida. In business since 1985 with over 2 billion dollars in mortgages funded. We offer Conventional, FHA, VA, USDA, FHA renovation loans and more. We have multiple lenders that we can send a borrower’s loan to for loan approvals. Rates competitive with banks. Zero point and zero origination fee loans available. Free mortgage counseling, prequalification and preapprovals by phone or in person. MILES REYNOLDS, MORTGAGE LOAN OFFICER PROFILE Has originated mortgages in this area since 1992 for Brokers and large banks. Has originated and closed well over $100,000,000 in residential mortgages. Specializes in FHA, Conventional and USDA Rural Housing Guaranteed loans. Has done hundreds of Realtor seminars, presentations and office meetings. Available evenings and weekends for applications or to answer mortgage questions. Please call me, Miles Reynolds, for all of your mortgage needs.
Cell: 386-290-6661. Office: 386-238-1511
A Licensed Mortgage Lender
CONTEMPORARY MORTGAGE SERVICES, INC. is a Proud Equal Housing Lender. Credit restrictions may apply. Programs and Rates are subject to change.

For area information of homes for sale in the Daytona Beach, Ormond Beach real estate homes for sale:
http://www.beachhomesdaytona.com/

Tuesday, February 1, 2011

Mortgage rates.

Mortgage rates remain at an all time low. This is the best time to invest in real estate in Florida.
Single family bank owned homes from little as $65,000.
For more information of homes for sale in the Daytona Beach area or Ormond Beach area of ocean front homes, river front homes, golf course homes and homes for sale Daytona Beach area go to:
http://www.beachhomesdaytona.com/

Newer ocean front home bank owned.

Wow!
Built in 2008 modern home on the beach.
4 Bdrs / 3 Bas
Living Sq.Ft 2720
Two car garage.
Gourgeous granite couters and upscale appliances.
Direct ocean front to the beach location.
$899,000 Bank Owned - make an offer!

For area information of homes for sale in Daytona Beach, of area homes for sale, vacation homes, golf course homes, river front homes, ocean front homes,area homes for more information go to:
http://www.beachhomesdaytona.com/

River front pool home bank owned for sale.

What a fantastic deal! Wow!
5 Bdrs / 4.5 Bas/ River front home.
 Spacious pool, cabana house and much more.
Exception lot approximately 150x355
Boat dock and boat house.
Bank owned home $1,249,000 Make an offer.

For more information on area homes for sale in the greater Daytona Beach area of homes for sale, vacation homes, golf course homes, ocean front homes go to:http://www.beachhomesdaytona.com/

How is your credit?

In the United States your credit score is your lifeline to purchasing big ticket items as well as a potential employer will also look at your report to see how well you manage your finances before they consider giving you the job.
Have your report pulled once a year by a reputable source and see what is going on with your score.
You may find some charges that could surprise you and this will give you a chance to correct errors and or have old issues removed.
Protect your score like you protect your identity.
Before you shop for a big ticket item check yourself first to prevent any embarrasement later.
Especially when considering shopping for a new home.
For real estate information in the area of Daytona Beach and Ormond Beach area of homes for sale near the beach or the river, condominiums, golf course homes and ocean front homes visit:
http://beachhomesdaytona.com/

Rent verses buying?

Trulia's Q1 2011 Rent vs. Buy Index provides guidance to help you make a smart decision on whether it is better to rent or buy in each of America's 50 largest cities by population. The Rent:Buy Ratio is calculated by using the median list price compared with the median rent on two-bedroom apartments, condos and townhomes listed on Trulia.com. Click here for the full methodology.

Click on the tabs above the interactive map to see the differences between renting for a year and buying a similar property. To check out current rental listings and homes for sale, go to Trulia.com.

For area information on homes for sale in Daytona Beach-Ormond Beach area of real estate go to:
http://www.beachhomesdaytona.com/